Will my Social Security benefits change at full retirement age?

Senior Citizen: I received Social Security disability benefits. Will my Social Security benefits change when I reached full retirement age?

Social Security Representative: The benefit information will change, but you won’t really see it. The interesting thing that some of our clients don’t understand is that Social Security disability is calculated, you know, the amount, is how much an individual would get at full retirement.

So if you get disability, say you’re 55 and you go on disability, then when you get to be 62 and you start thinking about a retirement benefit, the retirement benefit is your full retirement reduced. Well, you went and switched over to your retirement benefit. So our client doesn’t have to do anything while they are on disability. What we do is that when they get to be full retirement age, then we change the disability wording on their record to say retirement, because nothing works than sending somebody a disability update package and they’re 70.

Senior Citizen: Right.

Social Security Representative: You know, that’s why we take that information off. We correct our records because we keep track of our clients based on what we need to do for them and if they’re past full retirement age, we never need to update their disability information.

Senior Citizen: Okay.

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One Response to “Will my Social Security benefits change at full retirement age?”

  1. Geraldine Hastings on May 7th, 2009 7:57 pm

    I was on disability and at 62 I was switched to my retirement, I am divorced after 29 yrs and my x draws good money while I am at $690 a month, can’t I draw off of him and draw more money, thank you, geraldine

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