Signing Up For Medicare Drug Coverage

Interviewer: When can I sign up for my Medicare drug coverage?

Ken Hess: Well, for Medicare drug coverage, if you get to be age 65 or if you’re disabled and you’re offered Medicare after being on benefits for two years, you can apply for your prescription drug coverage also.

Now, we ask that people contact us two months ahead of time. So, if you’re turning 65 in January it would be good to contact us in November or as early as October, at the very earliest. Now, it’s not that we need that much time to get people signed up, but we need the time to get the information over to the Medicare agency for them to print the card and send you out the package of enrollment information. That takes a little while, so give us a little time.

Stop in and see us before age 65 to apply for your Medicare coverage, and then when you want a prescription drug coverage, you can then take your receipt to an insurance agent and deal with them about applying for the prescription drug coverage. And, if you need help from the government in paying your prescription drug premium and deductibles, you can work with us at Social Security about applying for the extra help in paying for premiums.

Now, the extra help program is for people who meet the income requirements, so you have to have limited income and resources, but it’s very simple process to go through the application and to apply for that. So, work with us as at Social Security on applying for the extra help program when you start the process of getting your Medicare started.

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