Online Application for Social Security Retirement Benefits
Senior Citizen: What type of information will I need to complete my online application for retirement benefits?
Social Security Representative: This is a good time with that last question about retirement age because we’re really encouraging individuals to take advantage of the fact that we have improved our computer access that individuals can go to our website, not only plan for retirement for the future, you know, to see what amount they’d have, to see what happens to their amount if they decide to work more or if they work with amounts reduced as they get older.
What you can do is when you get ready for retirement? You can then actually make decisions to do the paperwork right there on the computer. You don’t have to go into an office. You don’t have to talk to somebody on the phone. This whole situation that we’ve done in the past was that we were the guardians of the benefit amount and really we’re the secretaries. We were just typing in the information, helping people get through the process and now we’ve laid the process out for you.
You’ve got your number. You can just go right into Social Security website. You can apply. You can tell us what bank you want the money to go to. You can tell us your information about military service, who you’ve been working for, how you’re going to be retiring, how you’re going to cut back on your amount, so that you’d be eligible if you want early retirement.
We don’t even ask all those same questions if you want your benefit with full retirement, because there is no reduction that you have to do in your work to start your benefit once you get to be of full retirement age. But the best thing for people to do, so that they can make those long-term plans is do the planning and then actually do the application right on the website because it’s your time and it’s your money. Why come into a Social Security office or have to go through all this with us because, you know, if you can ask for a mortgage on the computer and act of getting your retirement.
You know, we’re trying to make it simpler and I’ve got some good news for you in the future. Hopefully this next time we get together, we’ll talk about how our website is going to be much more convenient. We’re going to make it easier to use and it’s right now, it’s been cleaned up a bit so as to make it easier to follow, easier to use things, but we’re going to make the computer programs a little easier to work with.
Senior Citizen: Okay, we’ll see some of our $4 guess.
Social Security Representative: You know, that’s a big thing that I talked to our clients about is that when gas prices go up, people decide to cut back on, you know, extra, miscellaneous travel, and save a trip. That’s the one thing that I recommend to people is that if you can do a lot of these things on our website, why not do it?
Senior Citizen: Right.
Social Security Representative: Do it at home or I will just add a senior fare and every other person I talked to said, “Oh, I don’t have my own computer at home.”
I say, “Well, but you’ve got kids. You’ve got, you know, your daughter or your son and they’ve got a computer at their house. Our computers are open on the weekends.” You can come to our website and do so many things; change your address, get a replacement Medicare card. You can look up the pamphlets and you can print a pamphlet right from our website. So a lot of this is there on our website. You can save the trip. You know, try it. That’s the biggest thing to do. Just try it and see how you like working on our website and it might be convenient that you’re going to enjoy it and continue dealing with us that way.
Senior Citizen: Okay.
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