Can you get help paying your Medicare premiums?

Interviewer: When to switch to Medicare? Is it true that if you have low income, you can get help paying your Medicare premiums?

Ken Hess: This one is more important to a broad range or larger numbers of clients than most people realize, because it’s not that you have to be eligible for SSI to just get some help. Even if your income and resources are higher than the limit for SSI, if you need help and you’re having trouble paying your medical bills, like that $96.40 per month that comes out for Medicare, talk to the people at Social Services. See if they might be able to get you on the medicare savings plan that would help to have the state pay that premium for you. And then your Social Security check would be higher.

Well, there are a lot of these programs out there and the only way to find out if you qualify is to check with agencies like Social Services, or tribal services. And also there is a national health program for individuals that might be eligible for the prescription drug help. All you do is go to our website and there we’ve got a prescription drug help section, and just go ahead and fill out the application. Nothing bad will happen if you don’t quality, but if you do quality then you could get some extra financial help.

Interviewer: They would pay anybody with low income than to really check into this Medicare thing. There could be help…

Ken Hess: Oh absolutely, and that’s a great one in that if you go right to that website you can do the application for the extra help yourself, or if you’re taking care of someone else… I was just at a senior fair and a lady was talking about help for her mother, who is in a nursing home. And we came upon the fact that the lady had not helped her mom fill out for the stimulus payment, and so right off the back that was $300 that she was able to go to www.irs.gov and print the forms to file a tax return for 2007 so as to get her mother qualified for that stimulus refund, and since the mom has limited income and resources, she will go to www.SocialSecurity.gov and apply to see if she is eligible for the extra help for paying prescription drug expenses. And for the extra help for medicare talk to somebody from Social Services.

Interviewer: Okay, thank you.

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